Welcome to iApplyForCreditCards.com.
Want to apply for a credit card but not sure which credit
card offer is the best for you and where to apply online? There are over hundreds of credit card offers available today for personal or business use. Some of them offer
reward points that you can use to redeem for gift cards and electronics. Others even gives you cash back on purchases. Some are designed for those who
would like to reestablish their credits. Our goal is to allow consumers to compare different types credit cards and find the best ones
that fit their need. We are dedicated to bring you the latest information on all types of Credit Cards - whether you are looking for low APRs, cash back,
balance transfer, airline mile cards or try to re-establish your credit...You can read our latest articles on credit cards,
review the benefits of each type.
0% or Low Interest Credit Cards
If you make your credit card payments on time and have good credit history you may be qualified for credit cards with 0% APR or very low introductory APRs. Some credit cards offer you incrediblly low interest rates for up to 15 months as long as you make minimum payments every month. Many of them have cash back or reward programs, you can earn cash back or points and while paying no or little interest for 6 to 15 months depending on individual credit card offer. Take advantage of these great low interest credit card rates for big purchases such as a new car and home improvements.
Credit Cards for Balance Tranfer
Do you carry a huge balance on other credit cards and can only make the minimum monthly payments? The financial charges are racking up each month? Then consider transferring your credit card debts to a new credit that offer you 0 or low balance transfer rate. These credit cards can save you hundreds or even thousands in interest payments. The introductory period range from 6 months to up to 15 months. Using 0% balance transfer credit card is a great way to manage to pay off all your credit card debts. Many credit cards offer no balance transfer fee. Be sure to check the exact promotional period and remember you still need to make the minimum monthly payments to be qualified for the rates.
Cash Back Reward Credit Cards
Want to earn cash back while doing your every day shopping. There are Credit Cards that allow you to earn cash back for everything you purchase through your cashback credit cards. Whether you are buying a cup of coffee or paying for a new car, you will earn a small percentage for every dollar you spend. You can earn 5% cash back rewards at supermarkets, gas stations, and drugstores. For example, if you spend $5000 a year buying grocery at supermarkets you will be eligible for a $250 check. There is usually an annual limit on how much you can earn - $300 for most credit cards with cash back reward.
Travel Reward Credit Cards
If you do a lot of traveling, you can earn reward points much faster by using these credit cards that are specially designed for frequent travelers like you. Every dollar you spend can earn you up to 5 points (vs. 1 point with other general reward cards).
Cards for Bad/Poor Credit
If you have bad or poor credits and want to reestablish your credit, these are the special cards for you. Since you credit history is bad or poor, you might have to pay a higher interest rate than that of regular credit cards. But if you are determined to get your credit back to good standing, apply for one of those credit cards and alway make the minimum monthly payment, or even better - pay off the balance every month. Your credit lender will be willing to low the interest rate it will become easier for you to borrow more money and apply for a mortgage. Click here to learn more about credit card offers.